BOBCARD Gold is affiliated with Visa International & valid throughout the world. It is
accepted over 70 million locations and more than 1 million ATMs worldwide. BOBCARD presents these premium cards to offer its gratitude to the High
Net worth Individuals. Exclusively designed, these cards are
packed with great features and benefits. Its features offer you the freedom you deserve and the convenience you
desire. What's more, you
can withdraw cash up to 20% of credit limit from our area offices/BOB/ATM's.
Individual : Annual income of
Rs. 3,00,000 or
· Revolving credit : Rs. 75,000
(The company has the right to issue cards
lower limits also with a min. limit of
on Internal Limits Click Here
. Cash withdrawal: 20% of credit limit.
. Service charge on revolving credit limit :
Service charge on Cash withdrawal : 2.5% or Rs.100 whichever is higher
· Service Charge on ATM Cash withdrawal :
2.5% or min. Rs.100(Domestic), 3% or min.
. Insurance : Free
accidental insurance of Rs.1,00,000, In case of air-accident
. Insurance facility not available on add-on cards.
Minimum payment Due Amount - It Increases Due to not
regular payment of dues.
Surcharge waiver applicable on all transactions
between Rs.250 & Rs.2000
Payment Due Amt
OF Outstanding Balance
· Comprehensive monthly statements.
· Bonus Points:
Every Rs.100/- spent 1 bonus point will be credited
(Other than Cash Withdrawal
Joining Fees :500/- (Principal). Renewal Fee for
principal card Rs.1000/*- Add-on:free upto 3 add-ons
Payment Charges Rs.100/-
Cheque Return Charges (w.r.t. chq. amt) 2% or min.
No Renewal Fee For Next
1.Minimum 10 transactions on card in a year,
irrespective of the transaction amount.
2.Regular minimum payment - In case of irregularity
of payment of 2 consecutive months,
the card account
would be considered as default; hence this offer
In newly Issued & Renewed cards only Personal
Accident Insurance facility will be provided to the
cardholders w.e.f. 1st July, 2009
Income proof : IT Form 16/IT return/ Salary Slip
b) Address proof
d) Copy of PAN card
e) Min. 3 months Bank Statement
documents to be self attested)*
All documents to be verified from nearest
Bobcards Area Office / Bank of Baroda Branch
In case of account holders of Bank of Baroda,
submission of the application through the concerned branch of Bank of Baroda is
recommended for expeditious processing of application.
only in BOBCARDS serviceable areas as per the
network of area offices)
of every month, a
bill will be sent to the cardholder at his/her given address for making payments
on or before the due date mentioned in the bill.