BOBCARDS LTD.-Offers

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OFFERS

CARDS WITH 'NO RENEWAL FEE' Details

0% FUEL SURCHARGE Details

OFFERS FOR BOB CUSTOMERS Details

100 % Cash Back on Bonus Point Redemption Details

CARDS WITH 'NO RENEWAL FEE' : Exclusive & Gold Credit Cards

Eligibility:
1.Minimum 10 transactions on card in a year, irrespective of the transaction amount.
2.Regular minimum payment - In case of irregularity of payment of 2 consecutive months, the card
account would be considered as default; hence this offer would stand withdrawn.

0% FUEL SURCHARGE

TERMS/CONDITIONS:

1. THE SCHEME IS EFFECTIVE FROM 01.04.2006

2. WAIVER OF FUEL SURCHARGE APPLICABLE ON ALL REGULAR BOBCARD CARD PRODUCTS.

3. SURCHARGE WAIVER APPLICABLE ON ALL TRANSACTIONS BETWEEN Rs.250 & Rs.2000

4. SURCHARGE WAIVER APPLICABLE ON TRANSACTIONS AT BOBCARDS TERMINAL/CHARGE SLIPS.

CLICK HERE TO GET THE LIST OF PARTICIPATING OUTLETS.

5. THESE TRANSACTIONS ON FUEL WOULD NOT ATTRACT ANY BONUS POINTS

OFFERS FOR BOB CUSTOMERS

In order to facilitate the customers of the parent organization to enjoy the privileges of the special offerings of BOBCARDS, as a value addition Free Credit Cards are issued to the customers of various retail products of the bank. To illustrate:

Bank of Baroda Schemes	Credit Card Type
SSB Account	Silver Card
Housing Loan Rs.3 lacs to Rs.5 lacs Rs.5 lacs to Rs.10 lacs Loan amount > Rs.10 lacs	Bobcard Silver Bobcard Exclusive Bobcard Gold
Premium Current A/c Average AQB Rs.1lac Average AQB Rs.3 lacs	Bobcard Gold Corporate Global card
BOB FD Account Holder (Min. Rs.25, 000)	BOB decides Card eligibility and recommendation
Baroda Traders Loan (BOB Vyapar)	Gold /Exclusive Card
Baroda Vaibhav Lakshmi	Exclusive Woman Card
Baroda Tractor Loan	Gold Card

100 % Cash Back on Bonus Point Redemption

The new policy will be effective from 01.04.2010.

100% cash back on Bonus Point Redemption (1 Bonus point= Rs.0.25.)

Eligibility

For every Rs.100/- spent 1 bonus point will be credited. (Other than cash withdrawal transaction).

In case of Gold Card additional Bonus Points will be allowed on incremental annual usage as under.

2 Bonus points on annual usage of above Rs. 5/- lacs.

1 Bonus point on annual usage from Rs. 2/- lacs to Rs. 5/- lacs

In case of Exclusive Youth & Woman cards, for every Rs.100/- spent 1.5 bonus points shall be credited.

For all other type of cards, for every Rs.100/- spent, 1 bonus point shall be credited.

Criteria for redemption

Redemption in full at the request of Card Holder at crm@bobcards.com

Minimum earning during the financial year should be 500 Bonus points.

Monetization allowed for minimum 500 accumulated Bonus Points at a time.

In Blocked and / or cancelled cards no redemption allowed.

Validity

Valid during financial year.

Should be redeemed within 2 months from the end of financial year.

For Existing Bonus Points

Existing Bonus Points ( accrued upto 31.03.2010 ) will be valid for Two years ie upto 31.03.2012.

Redemption at the rate of Rs.0.50 per Bonus Point subject to minimum 500 Points at a time.

*In Blocked and / or cancelled cards no redemption allowed.