BOBCARDS LTD.-Forex Operations

Verified by Visa is a new service that will let you use a personal password with your BOBCards Visa card, giving you added assurance that only you can use your BOBCards Visa card to make purchases over the Internet. The process is simple to use and secure:
To use the facility, you would:

   - Connect to the Internet and shop online using your BOBCards Visa card.
   - You don't need any special software to use Verified by Visa.
   - Using this facility is as easy as using a PIN for ATM transactions.

What is MasterCard SecureCode?
MasterCard SecureCode is a new service that will let you use a personal password with your BOBCards MasterCard^®, giving you added assurance that only you can use your BOBCards MasterCard to make purchases over the Internet. The process is simple to use and secure:
To use the facility, you would:

   - Connect to the Internet and shop online using your BOBCards MasterCard.
   - You don't need any special software to use MasterCard SecureCode.
   - Using this facility is as easy as using a PIN for ATM transactions.

How does MasterCard SecureCode work?
MasterCard SecureCode provides you with a password to protect your online transactions, just like you use your PIN at an ATM. Here are the steps:
- Select the goods or services you want from a MasterCard SecureCode online store and
    proceed to the payment page.
- Enter your BOBCards MasterCard number and the online store will connect with BOBCards to
    check whether your
    Card is secured with MasterCard SecureCode.
- BOBCards initiates a MasterCard SecureCode pop-up window on your computer screen that
     includes your Personal Message.
- Look for and confirm your Personal Message, then enter your password. BOBCards will then
    confirm your identity to the merchant.

Your payment is authorized and your order is placed. It's that simple!

Can I register with my existing BOBCards MasterCard or do I need to apply for a new one?
You can register with any of your BOBCards MasterCard's to be protected by MasterCard SecureCode.

Can I register more than one BOBCards MasterCard?
Yes, you can register all of your BOBCards MasterCard Credit cards.

How do I register my BOBCards MasterCard?
You need to register for the service through the BOBCards Website.

Can I register my non-MasterCard payment cards with MasterCard SecureCode?
Currently, MasterCard SecureCode is only offered to protect MasterCards.

After I register, how long does it take for MasterCard SecureCode to become active on my card?
The added protection of MasterCard SecureCode is available as soon as BOBCards confirms that your registration is successful. You may begin shopping at participating stores by selecting the list of participating online stores featured on your local MasterCard website.

Once I have registered, how do I use MasterCard SecureCode when I shop online?
Once you have registered, you will be able to use MasterCard SecureCode service right away on participating merchant sites. For a full listing of these merchants, please visit your local MasterCard website. You will also find the MasterCard SecureCode online shopping demo at these websites.

Do I need any special equipment or software on my computer?
All you need is an Internet connection with Internet Explorer 5.0 and above, or Mozilla Firefox 2 or above. To find out if your browser is compatible, go to the "Help" menu in the upper right of your browser and select the "About" option. It should tell you what version is installed on your computer.

Can I use MasterCard SecureCode from any computer?
You can use MasterCard SecureCode at any PC that has an Internet connection and Internet Explorer 5.0 and above, or Mozilla Firefox 2 or above.

What is a Personal Message?
When you register for MasterCard SecureCode, you may be asked to create a Personal Message. When you pay online, always look for this Personal Message to ensure that BOBCards is authenticating you.

Where can I shop with MasterCard SecureCode?
Look for the MasterCard SecureCode mark on participating online stores or check the list of current participants on your local MasterCard website.

How will the online store know that I have MasterCard SecureCode?
Participating online stores will automatically recognize your BOBCards MasterCard number if you have registered it for MasterCard SecureCode.

What if I forget my password?
If you forget your password, you may reset your password (create a new password) after entering your credit card number, CVV2, Date of Birth and card expiry

If I suspect someone has stolen my password or used it to make fraudulent purchases, what should I do?
Contact BOBCards immediately by email at crm@bobcards.com

Can I get the benefit of MasterCard SecureCode security at online stores that are not participating in the service?
No. However a number of online stores have the service available to them. In the meantime, if an online store you trust is not yet participating, use common sense and follow safe shopping tips on your local MasterCard website.

What happens if I shop at a MasterCard SecureCode merchant website while I'm not registered for this feature ?
You will be prompted for online registration for MasterCard SecureCode. You would need to authenticate yourself with your credit card number, CVV2, Date of Birth and card expiry details. You can choose your password to be used for MasterCard SecureCode.
Thereafter, you can continue shopping on the merchant website. If you decide not to register immediately and transact through your normal credit card number, then your transaction will not get authorised and you would not be able to complete the transaction on such websites.